Dealership hours of operation
Mon - Thu 7:30am - 7:00pm
Fri 7:30am - 6:00pm
Sat 8:00am - 5:00pm
Sun Closed
Dealership hours of operation
Mon - Fri 7:30am - 5:00pm
Sat 8:00am - 4:00pm
Sun Closed
Dealership hours of operation
Mon - Fri 8:00am - 5:00pm
Sat 8:00am - 4:00pm
Sun Closed
413 Lantern Street, Red Deer County, AB, T4E 0A5
My Garage

Credit Challenges? How a Car Loan Could Help

Bad Credit Can Happen to Anyone 


Having bad credit is a common challenge that can unexpectedly affect anyone. Tough financial situations can arise suddenly, catching us unprepared. If you've experienced this, you know how daunting it can be to rebuild your credit score. Surprisingly, committing to a manageable car loan can serve as a crucial step in rebuilding your financial stability from the ground up.

At Red Deer Toyota, our dedicated Finance Team specializes in offering accessible car loans tailored to your unique credit situation.

Read more to get your credit back on track with a vehicle from Red Deer Toyota!


   I'm Not Sure If I Have Bad Credit. Do I Qualify?

Your credit score can decline unexpectedly due to life events like divorce, medical emergencies, or unemployment, leading to missed payments that lower your score. Your credit score impacts the types of loans available to you; generally, a higher score provides more options. If your score drops below 640, you may be considered to have 'bad credit,' making it challenging to secure loans from traditional institutions. This can be especially difficult if you need a reliable vehicle for work.

Don’t worry! Our Finance Department is here to help.




Applying for a Car Loan is Simple with Red Deer Toyota



Start by filling out our quick and easy Online Financing Application form.  Our car loan experts swiftly assess your credit and financial situation to find the best loan options available. This ensures you can choose a car that fits your needs and budget perfectly.

Rest assured, our application process is designed to be hassle-free and secure, with your information always kept private.





How Can I Rebuild My Credit?


Once we set you up with the perfect car loan, just make sure to make your monthly payments on time. This will help boost your credit score quickly. Financing a new or used Toyota vehicle not only gets you a reliable ride but also puts you on the path to improving your credit. Plus, it opens up opportunities like getting a mortgage or starting your own business down the road.

Having good credit sets you up for so many possibilities, and we're pumped to help you kickstart this journey with a safe and reliable vehicle."




Get Approved Today!



Not convinced or still need more information? Someone in our Finance Department is always available to answer any specific questions you might have about getting a car loan, regardless of your credit history.


You can give us a call today at (866) 979-4752